Legal and Disclaimers

Site Content

This website (the “Site”) has been prepared to provide information on Registered Education Savings Plans.  By accessing the Site, you are agreeing with the terms and conditions set out below. If you do not agree with the terms, please do not access this Site.

Information on the Site will be subject to change without notice.  Laws, regulations, and financial products may change over time, and the content may not reflect the most current developments This Site will not be held liable for inaccuracies in the information presented. Investors are responsible to ensure that they get appropriate advice and information about any securities, insurance, taxation or other legislation that could affect them personally.

Any person associated with the creation of the Site and its contents) is not liable or responsible to any person for any harm, loss, damage, proceedings, costs, claims, liabilities, damages and expenses in connection with your use of the Site.

Disclaimer of Warranty

The Site is provided on an “as is” and “as available” basis.  Use of this website and the information contained herein is at your own risk. To the maximum extent permitted by law, the Site hereby disclaims any and all representations, warranties or conditions of any kind, whether expressed or implied, with respect to the Site and information, products, content and other materials contained herein, including without limitation implied representations, warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, durability, availability, timeliness, accuracy, or completeness.

Third Party Content and Third Party Links

Links to information on any linked site is provided as is.  The Site will not accept any responsibility or liability for any inaccuracies in the information or content of any linked site. Any opinion or advice expressed in a linked site, should not be construed as, and may not reflect, the opinion or advice of this Site.

No Advice

The content of the Site is for informational purposes only and is not intended to provide financial, insurance, legal, accounting or tax advice, and shall not be relied upon by you in that regard.  The information should not be relied upon as a substitute for professional advice tailored to your individual circumstances. We strongly recommend that you consult with a licensed financial advisor or other qualified professional before making any decisions regarding Registered Education Savings Plans (RESPs) or any other financial matters.

No Solicitation

Nothing on the Site constitutes a solicitation or offer to buy or sell any security or any investment, banking, mortgage, insurance product or any other financial instrument of any issuer.

Jurisdiction

The information on the Site is for Canadian residents only and does not constitute an offer to sell or a solicitation in any jurisdiction.

Governing Laws

The laws of the Province of Québec and the federal laws of Canada govern the interpretation, validity and effect of these terms and any use of the Site. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Québec in any action or proceeding instituted under or related to these terms and your use of this Site.

US Residents

The information on the Site is not intended to be construed as an offer to sell or a solicitation to buy or sell any products or services of any kind, including securities or any other financial instrument in the United States of America or any of its territories or possessions.

Security

You acknowledge and confirm that the Internet is not a secure medium where privacy can be ensured and complete security and confidentiality over the Internet is not always possible.  Your confidential use of the Site cannot be guaranteed, and you acknowledge that your use of the Site (including personal information transmitted or uploaded to the Site) may be accessible to third parties. This Site is not responsible or liable for any harm that you may suffer in connection with a breach of confidentiality or security.

Privacy

This Site uses personal information provided on the Site for business purposes only.  The Site may use “cookies” or related technology to track your usage of the Site to help improve our service and your experience.