Canada Learning Bond for Adults

Adults can also open RESPs for themselves. Adults born in 2004 or later may also receive the CLB for themselves until the age of 21.

The CLB is retroactive. The CLB amounts accumulate each year of eligibility until December 31 of the year in which the beneficiary turns 15. The primary caregiver can request the CLB for an eligible child until the day before they turn 18. Once the child turns 18, they could also become the subscriber of their own RESP and request the CLB for themselves, until the day before they turn 21.

Source: Government of Canada